DECISIONS/PRE-APPROVAL

 

MEET WITH ME

Our journey begins with meetings to establish rapport, wants/needs, and counseling about the buying process. Our collective goal at HUFF Realty is to lead, teach & serve you through the buyer's journey.

 

MORTGAGE PRE-APPROVAL

When you get a mortgage pre-approval then you have more negotiation power during the buying process and you learn the price range to focus your home search upon.

 

VISIT HOMES

Most buyers, 90% of them according to national statistics, use the internet as a resource to look for homes. We have several tools, including mobile options, to help you look for homes.

 

IDENTIFY “THE ONE”

At some point, through a process of elimina- tion, you will find a home which closely match- es the wants and needs you have come to identify in your home search. We are here to help guide you through the sometimes complex process of real estate.

 

OFFERS/NEGOTIATIONS

 

WRITE OFFER

Writing an offer is your official response to the seller of the home that you are interested in becoming the next owner.

 

NEGOTIATIONS

Not all buyers and sellers are thinking exactly the same when it comes to transferring legal ownership of a home. In the end, negotiations are a NORMAL part of the buyer's journey.

 

COUNTER OFFER

As the buyer, you make the first step with your initial offer to purchase at the price you deter- mine and other conditions you may want. It is FAIR and REASONABLE for the seller to make a counter offer back to you.

 

ACCEPTED OFFER

At some point in the offer/negotiation/counter offer process the buyer and seller agree with each other.

 

FINANCING/INSPECTIONS

 

INSPECTIONS

There may be issues found in the inspection that are hidden from normal observation. These issues may be minor or they may be major enough for you to cancel your outstanding offer to purchase and begin looking for another home.

 

REPAIR REQUESTS (If any)

It is FAIR and REASONABLE for you, the buyer, to ask that repairs be made after the home is inspected. Most sellers will do the repairs.

 

TITLE WORK

Banks, mortgage companies, and cash buyers want to know that the legal property they think they are purchasing is correctly identified and clear of all legal lines.

 

APPRAISAL

Banks, mortgage companies, and cash buyers often require an independent review of the value of the home or property being purchased. This is a NORMAL part of the buyer's journey.

 

CLOSING/POSSESSION

 

SCHEDULE CLOSING

Once the financing and inspection phase is complete, a closing date is set for the parties involved to sign the official legal paperwork and transfer of money between parties.

 

FINAL WALK-THRU

As a buyer, you want to have a final walk-thru before you sign the papers.

 

CLOSING

This is where you meet to sign the legal papers to transfer ownership & write checks for any monies due at closing. This is where you get to move forward towards the life you want for yourself and your family members.

 

TAKE POSSESSION

This is where you take the keys you got at closing and walk into your new home or property as the new legal owner. CONGRATULATIONS... this is the American dream..